Shreeram Deposits

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Shreeram Deposits

Shreeram Deposits

When it comes to financial solutions, Shriram Finance stands out as the largest retail non-banking financial company (NBFC) in the country. With a wide range of credit offerings, including commercial vehicle loans, two-wheeler loans, car loans, home loans, gold loans, personal loans, and small business loans, Shriram Finance has become a trusted partner in transforming the lives of its customers. As part of the renowned Shriram Group, which boasts a 49-year legacy, Shriram Finance has gained a reputation for delivering transformative experiences and creating lasting impressions in the lives of its customers. In November 2022, three entities of the Shriram Group, namely Shriram Transport Finance Company Limited, Shriram City Union Finance Limited, and Shriram Capital Limited, merged to form Shriram Finance Limited. As of March 31, 2023, Shriram Finance operates through a vast network of 2,922 branches and employs a dedicated workforce of 64,052 individuals. The company manages combined Assets Under Management (AUM) worth ₹185,683 crores

Fixed Deposits: Secure and Rewarding Savings Solution

Saving is the first step towards investment, and allowing your hard-earned money to sit idle in a bank account is not an ideal strategy. Shriram Finance offers fixed deposit options that provide steady savings, growth, and inflation-beating returns. Fixed deposits have long been recognized as one of the safest investment options in India, and Shriram Finance's fixed deposits remain a popular choice among investors.

Recurring Deposits: Future-Ready Savings

For those looking to invest their monthly savings and ensure steady growth, Shriram Finance offers Recurring Deposit (RD) options. With a minimum monthly investment requirement of just ₹500, individuals can start a RD and enjoy the benefits of regular saving and compounded growth.

Features and Benefits of Shreeram Deposits

  • Trusted and Highly Rated

    Shriram Fixed Deposits are trusted by millions of customers and are considered one of the safest investment options. The company's fixed deposits have been rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research, reflecting their reliability and stability.

  • Higher Interest Rates

    Investors can enjoy higher interest rates on Shriram Finance fixed deposits, allowing their investments to grow at an accelerated pace

  • Benefits for Senior Citizens

    Senior citizens are offered special benefits, including higher interest rates, on their fixed deposits with Shriram Finance. This recognizes their valuable contributions and provides them with enhanced returns on their investments.

  • Special Interest Rates for Women

    To promote financial inclusion and empower women investors, Shriram Finance offers special interest rates on fixed deposits for women. This encourages women to invest and grow their wealth while enjoying competitive returns.

  • Flexible Tenure Options

    Shriram Finance provides flexibility in choosing the tenure of fixed deposits. Investors can select the duration that aligns with their financial goals, whether it's a short-term investment or a long-term wealth-building strategy.

  • Flexible Payout Options

    Investors have the flexibility to choose their preferred payout options. They can opt for regular interest payouts at periodic intervals, providing a steady income stream, or choose the cumulative option where the interest is compounded and paid along with the principal amount at maturity

  • Guaranteed Returns

    Investing in Shriram Finance fixed deposits ensures guaranteed returns on the investment amount. This offers peace of mind and stability to investors, knowing that their funds are secure and will yield the expected return.


Shriram Finance's fixed deposits and recurring deposits provide secure and rewarding investment solutions for individuals looking to grow their savings and generate steady returns. With a trusted reputation, attractive interest rates, and flexible options, Shriram Finance offers a reliable platform for individuals to safeguard their funds and watch their investments flourish. Whether you choose the stability of fixed deposits or the convenience of recurring deposits, Shriram Finance is committed to helping you achieve your financial goals and create a brighter future.